Russell & Smith Ford Makes Auto Financing a Breeze for Houston Area Drivers
When you're shopping for a new Ford car, SUV, or truck, here at Russell & Smith Ford, we think the hardest part about the entire car shopping process is wading through our wide selections of all things Ford in order to find the absolute perfect vehicle for you. The next steps are made easy thanks to the experts here in our finance department, who will work with you around your unique needs and situation in order to find the auto loan or Ford lease that works for you. You can also check out our vehicle specials and incentives in order to snag a truly exceptional deal.
Auto Financing in Houston, Sugar Land, Pearland, and Pasadena, TX
At Russell & Smith Ford, we're committed to delivering an exceptional customer experience, and that doesn't stop after the test drive. We'll work with you to make sure the auto financing solution you get fits into your life, so whether you've got impeccable credit or it's seen better days, you can trust our financing experts to help you find the right Houston Ford lease or car loan to put you behind the wheel of your new or used car today. We're proud to be part of the greater Houston community, and there's nothing we love more than seeing drivers from Houston, Sugar Land, Pearland, or Pasadena, TX driving away in their new Ford with big smiles across their faces.
Which Auto Financing Solution is Right for the Houston, TX Area?
The decision of whether you should buy or lease that new Ford Escape SUV, Ford F-150 pickup truck, or the legendary Ford Mustang you've had your eye on really depends on your individual situation and what you want out of your ownership experience. Neither option is better than the other, but there are advantages and drawbacks to both leasing and buying, which is why our financing experts would be happy to walk you through a number of different options, so you can decide which one works best in your life. A great place to start is with our online financing prequalification form and application; it should give you a sense of where you stand with your credit situation and allow you to get the ball rolling on financing before you roll into our Houston, TX showroom yourself.
The Benefits of Leasing a New or Used Ford in the Greater Houston Area
Leases are quite different from buying, but leasing provides some advantages you just can't get when you buy. For example, a lease is perfect for someone who wants to have a fresh, new car every few years, because with a lease, at the end of your terms, you can simply return the vehicle and move onto that years' newest models. However, unlike with buying, your contract will set out how long you plan on keeping the vehicle and how many miles you can drive it (called the terms of the lease). For Houston area drivers who only do a little bit of driving, this option can sometimes save you a little money if you elect for a low-mileage lease. One great aspect of leasing: because lease terms tend to be shorter, there's a good possibility that your vehicle will fall under manufacturer's warranty for the duration of your lease, so any service and maintenance could end up being covered!
The Benefits of Buying a New or Used Ford in the Greater Houston Area
When you buy a vehicle, it becomes yours, meaning you can drive it as far and wide as you'd like, unlike with lease terms. You can also customize the vehicle if you so choose, so if you've had your heart set on LeMans-style racing stripes, do it up. If you decide to sell the vehicles later, you can when you buy, but not when you lease. One thing to be aware of when you buy: even after your warranty is up, the car still belongs to you, so at that time, maintenance and repair will become your responsibility. Still, many Houston Ford drivers prefer the freedom that comes with car ownership. Whatever solution you choose, we're certain you'll love your next vehicle from Russell & Smith Ford in Houston!